For more information on any plan see www.Healthcare.gov For personal help selecting a health insurance plan, request navigator service. For consumer contact information to the state health insurance department, health insurance exchange or supplemental insurance, short term or international insurance, see FreedomBenefits.net. The OnlineNavigator overall consumer score rating is based on the most recent review by the National Committee on Quality Assurance (NCQA) and Consumer Reports ratings. Only those health plans that are rated by both agencies are considered. This score is meant to be used only as a point of discussion with your health insurance navigator since these ratings are not applicable to all situations.